Your Dental
Health, Covered
CDCP Accepted!
The Canadian Dental Care Plan (CDCP) provides dental
care coverage to Canadian residents
THE CANADIAN DENTAL CARE PLAN
The Canadian Dental Care Plan (CDCP) is a federal government program that is intended to provide coverage for Canadian residents who do not have dental benefits and have a household income of less than $90,000 a year.
Filling in the facts about the CDCP
- Dental care under the CDCP is expected to start in May 2024.
- The CDCP is a dental benefit administered by Health Canada. It is not a free dental program.
- Patients will be required to make a co-payment (that is, pay for a portion of their dental care under the CDCP) depending on their adjusted family net income, as follows:
- No co-payment of the CDCP benefit for those with an adjusted annual family net income under $70,000.
- A 40 per cent co-payment of the CDCP benefit for those with an adjusted annual family net income between $70,000 and $79,999.
- A 60 per cent co-payment of the CDCP benefit for those with an adjusted annual family net income between $80,000 and $89,999.
- Patients may also have to pay costs the CDCP does not cover.
- Not all dental services are covered under the CDCP.
- Before proceeding with treatment, it is important to understand your dental care costs.
- Please tell your dental provider if you plan to use CDCP benefits as their practice may or may not participate in the federal program.
- To learn more about the CDCP, visit canada.ca/dental
Expand CDCP: All-Age Coverage Now Available Near You!
At Red Maple Dental, we’re excited to share some fantastic news about our Canadian Dental Care Plan (CDCP)! We’ve recently expanded our coverage to include both children under 18 and seniors in Brampton, making it easier for your entire family to receive the dental care they need. We know that managing dental health can be challenging, especially with varying needs across different ages, so we’ve designed our expanded CDCP to provide comprehensive support and ease your financial concerns. If your child’s growing smile or ongoing care for seniors, we’re dedicated to offering exceptional care with a personal touch.
Frequently Asked Questions
The Canadian Dental Care Plan (CDCP) is now open to all eligible Canadians, regardless of age.
At Red Maple Dental, we’re excited to share some fantastic news about our Canadian Dental Care Plan (CDCP)! We’ve recently expanded our coverage to include both children under 18 and seniors in Brampton, making it easier for your entire family to receive the dental care they need. We know that managing dental health can be challenging, especially with varying needs across different ages, so we’ve designed our expanded CDCP to provide comprehensive support and ease your financial concerns. If your child’s growing smile or ongoing care for seniors, we’re dedicated to offering exceptional care with a personal touch.
How do I access the CDCP?
December 2023: Ages 87 and aboveJanuary 2024: Ages 77 to 86February 2024: Ages 72 to 76March 2024: Ages 70 to 71 In May 2024, an online application portal will be open for seniors 65 and older. If you have a valid Disability Tax Credit certificate or have a child under the age of 18, you will be able to apply online as of June 2024. All remaining eligible Canadians will be able to apply online in 2025. For more information on eligibility, visit canada.ca/dental.
What services will be covered under the CDCP?
Preventive services, including scaling (cleaning), polishing, sealants, and fluoride;Diagnostic services, including examinations and X-rays;Restorative services, including fillings;Endodontic services, including root canal treatments;Prosthodontic services, including complete and partial removable dentures;Periodontal services, including deep scaling; andOral surgery services, including extractions. Every group has a different level of coverage so that will impact your level of co-payment and also the remaining balance billed by the dental clinic.
It is best to call Health Canada to discuss your specific coverage.
For more information on services covered, access the CDCP Dental Benefits Guide.
Am I eligible for the CDCP if I already receive coverage from provincial government programs?
Benefits will be coordinated between the programs, which means that your coverage will not be duplicated.
The federal government is now working with the provinces and territories to figure out how this will work.
Health Canada has committed to clarifying which programs will be the first and last payer before services begin as early as May of 2024.
What is included when they say dental insurance?
no dental insurance through your employer or a family member’s employer benefits, including health and wellness accounts; no dental insurance through your pension (previous employer) or a family member’s pension benefits; or no dental insurance purchased by yourself or by a family member or through a group plan from an insurance or benefits company.
Should I cancel my private insurance?
If you have existing insurance, you SHOULD NOT cancel your insurance as not all details of the CDCP are public knowledge at this point.
You’re still considered to have access to dental insurance if you choose to opt out of available benefits like these.
When can I get my CDCP benefits?
Sun Life will then send you your coverage start date and member card.
The start date to access care under the CDCP depends on the date you were enrolled. You should contact the government with any specific questions regarding your eligibility under the CDCP.
APPLICATION SCHEDULE:
Group
Application Open
Seniors aged 87 and above
Started December 2023
Adults with a valid Disability Tax Credit certificate
Starting June 2024
Children under the age of 18
Starting June 2024
All remaining eligible Canadian residents
Starting 2025
Should I wait until the CDCP is launched before visiting the dentists?
No. It’s better to continue getting regular dental checkups now to catch problems before they become painful and expensive to treat, and apply for the plan when you are eligible to do so.
Will I lose my dental coverage at work when the CDCP comes out?
Dentists believe that the CDCP should improve access to care for people who don’t have benefits. It shouldn’t take away the benefits that people already have.